You were all so helpful with the default loan situation I posted about last week, that I wanted to post a follow-up, however frustrated, and ask another question. ( Read more... )

I'm 22 and have been living on my own since I was 19, and plan on returning to school in the fall with the help of financial aid. In order to get Financial aid, I have to name one parent's household income on my FAFSA. I assume that picking the one that makes the least money would be the best option since neither of them really support me that much ( Read more... )

So, my student loan has been sent to collection. The collector called today, and according to him, I have 3 options. I've never been through this before, so I thought I'd ask for help here.
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Our family earns enough money to put us out of the income threshold for all the assistance programs I can find. I'm trying to find other options, especially of any government/non-profit assistance programs that don't only factor in your income, but debt (our is "good" debt-what an oxymoron though!) levels as well.

My husband makes $43,000. We were ( Read more... )

I'm a first-year college student, and very deeply frightened by the prospect of taking out my own loan. Here's the background ( Read more... )

Is it possible to get food stamps while living off of student loans? I'm barely getting by and have a classload that pretty much makes having a job out of the question. If I can't get food stamps is there any other assistance that would be available? I live in Ohio if that helps.

hi all, i've been lurking for a while but this is my first post. i'm a college student who has had some credit issues and wants to straighten them out, so i'll be asking a few questions in the next few weeks ( Read more... )

My husband recently graduated college, and now we're close to have to start paying on his student loans. We have been thinking about consolidating, but I'm afraid we're going to have higher interest rates and more origination fees for doing so. Also, I am worried about consolidating our government loans, since those have the lowest interest rates ( Read more... )

I have a question on behalf of my boyfriend. He has about $13,000 worth of student loans that have been sent to collections because he wasn't able to make payments. He has filed for bankruptcy but it did not cover his school loans. Every so often he gets a letter from collections saying that if he does not make payments his wages will be garnished ( Read more... )

So I've been doing some research lately and seriously considering my options regarding filing chapter 7 bankruptcy, because of outstanding debts that I'll probably never be able to pay off ( Read more... )